State-Backed Loans
The State Guarantee Fund is the Israeli government's main tool for encouraging loans to businesses. The fund provides financing institutions (mainly banks) with a guarantee of up to 85% of the loan amount, allowing businesses to obtain financing they would not otherwise receive.
Who Is It For
State-guaranteed loans are intended for small and medium businesses in all sectors - including new businesses established in recent years, established businesses looking to expand, and businesses from preferred sectors.
Key Eligibility Criteria
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An active business, legally registered in Israel
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Meeting the turnover criteria for the selected track
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Loan purpose: development, growth, cash flow improvement or working capital
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A reasonable business plan for repaying the loan
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The loan is granted against a professional business plan
State-Guaranteed Loan Eligibility Check
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Read the comprehensive state-guaranteed loan guide — process, criteria, documents and tips.
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Estimate the interest rate and monthly repayment based on your details
Estimated Result
- Estimated monthly payment
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- Total repayment over the period
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Who Is It For
State-guaranteed loans are intended for small and medium businesses in all sectors - including new businesses established in recent years, established businesses looking to expand, and businesses from preferred sectors.
An active business, legally registered in Israel
Meeting the turnover criteria for the selected track
Loan purpose: development, growth, cash flow improvement or working capital
A reasonable business plan for repaying the loan
This calculation is an estimate only and does not constitute a commitment. Actual interest rates and terms are determined by the financing institution.
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Contact us for a free initial consultation and we'll find the optimal track for you.